Since 2006, Light Finances has been dedicated to supporting major financial institutions with advanced financing technology for individuals and businesses. Our experience has shown that few institutions truly prioritize the human aspect, though credit should offer peace and support.
In 2008, Light Finances launched a digital crowdfunding platform, allowing investors to fund fixed-rate loans from 2,000 euros, with 24-hour response times for borrowers worldwide. Supported by partners like BMO, CAISSE DESJARDINS, RBC, CIBC, and CIC, Light Finances also shares its technology with professionals establishing financial services. Our team of 400 remains focused on making credit more accessible and human-centered.
Our Services
We designed Light Finances to help beneficiaries see credit differently; credit is not a lifelong debt but rather a tool to help realize projects more quickly. Our actions are focused on the human aspect; a beneficiary who easily repays their loan after achieving their goals is the best advertisement we could have.
Light Finances will offer three types of financial assistance:
The Traditional Credit or Borrowing
The traditional borrowing process includes (consumer credit, mortgage, car financing, investment financing, etc.), with amounts ranging from €2,500 to €500,000 for individuals and from €10,000 to €1,000,000 for small and medium-sized enterprises (SMEs).
Family or Indigence Assistance Grants
The assistance grant from Light Finances is a non-repayable financial aid provided to an individual in need or suffering from a disabling illness; the recipient may be male, female, or non-binary. The maximum grant amount is €7,500, and it is non-renewable. Eligibility requirements will be provided in detail when you contact us.
Crypto Financing
Crypto financing allows a borrower to obtain either fiat currency in exchange for certain collateral or a significant amount of cryptocurrency to trade on various crypto market fluctuations.
The process is straightforward: the borrower deposits a certain amount of crypto as collateral. In return, they receive new capital in fiat currency (€, $, £, etc.) or USDT. The borrower must then repay the capital and interest before the financing term ends. Crypto financing is especially suitable if you already hold crypto savings. Unlike traditional financing, you don’t need fiat savings, and the process is simple, with no credit checks or listing.
Our Expertise
Debt management is handled by experts. We treat our clients with respect and in the way we would want to be treated.