To benefit from all our services, we have established a few eligibility requirements to ensure a smooth and transparent collaboration between all parties involved.
Loan Conditions
Tailor-made Financing Options
Explore our financial solutions tailored to your needs. We are committed to providing you with personalized support, without additional costs or unclear conditions. Rest assured, your projects are in good hands with us.
Eligible Individuals
1 - Be at least 18 years old.
2- Be of good moral character and willing to honor commitments.
Note: A financial assistance granted but not repaid within the contractual deadlines will lead to legal action, along with the publication of your identity on all channels displayed at our agency.
The transfer time is a maximum of 48 hours.
Required Documents
1 - A clearly scanned, double-sided ID.
2 - A recent (within the last 3 months) utility bill, such as electricity or gas, or any other equivalent document that verifies your address.
3 - Your latest payslip or any other document that verifies your monthly income.
Depending on your request, we may ask for additional documents
Annual APR (Global Effective Rate) ranges from 2% to 6%, depending on the requested amount and repayment period. Note: The loan term cannot exceed 30 years. A grace period of 60 to 90 days (2 to 3 months) from the date the borrower receives the full loan amount is provided before repayment begins.
Early Repayment
Whether you have a revolving credit or a personal loan, you can repay all or part of the remaining balance at any time without any additional fees. Whether you are a temporary worker, in a professionalization or apprenticeship contract, or even on a fixed-term contract, we are here to assist you.
Repayment Pause
To explore the possibility of deferring a payment, you can contact us by phone or via the contact form on our website. The deferral will accrue interest at the current rate, and any insurance premiums associated with credit protection will be recalculated if insurance coverage has been selected.
Loan Agreement and Insurance
The borrower will be required to sign a loan agreement and a credit insurance certificate. This insurance covers you in cases of death, total and irreversible loss of autonomy, complete incapacity for work due to illness or accident (policy no. 0081 FACL), and job loss resulting from compensable dismissal.
